ONEHUNGA CENTRE - 09 815 6122 | 0800 680 090
Ensure you receive what you should from Work and Income, StudyLink, ACC, family tax credits, child support.
Job search & CV tips.
Budget reports to support applications for public housing and housing transfers, supporting in disputes with landlords and Tenancy Tribunal cases.
Opening bank account, reducing bank fees & interest charges, applying for mortgage holidays.
Applying for rebate or postponement.
Getting the best power, phone and internet deals, making ends meet, living cheapily and healthily, how to save for the future.
Reducing debt, negotiating debt write-off (if eligible), reducing debt repayments, applying for interest-free and low-interest loans from finance charities, accessing kiwisaver funds for financial hardship or serious illness.
Referring for free driver licence courses; connecting to MPs, Lawyers for legal or immigration issues; counselling referrals for personal trauma, mental health, violence, drugs, alcohol and gambling addictions.
There is no cost to this service. All work is free because it’s funded by the Ministry of Social Development and by donations.
Please bring information regarding your income, such as payslips or a benefit breakdown. We will also need details about your basic living costs, such as rent, food, phone & power bills, along with anything else you have to pay for regularly or occasionally such as insurance or school fees. It is also helpful to bring along information on any debts or loans you may have.
Appointments are usually one hour, sometimes we need more time to be able to help you and will arrange this with at the time of your appointment.
Yes we can. There are a range of options we can offer to help you with debt. This may include helping you with a repayment plan or negotiating with lenders. It could also include guiding you through a KiwiSaver hardship application or Insolvency options.
Yes. We have helpful resources for you to look at. Stroll down and you will find the links provided.
All three NZ credit reporting agencies allow us to access our own credit ratings and challenge any errors:
Sorted and the government explain how the credit ratings work and what to do if the ratings agencies don’t correct any errors.
Click on the link to find out more information.
Vinnies advocates work closely with three social enterprises that provide small interest-free or low-interest loans to replace or avoid high-interest debt. Borrowers can also apply for these loans directly at:
